Zero-Based Budgeting

Not to be confused with zero budgeting, which is not a good thing, whether it’s because you simply don’t have a budget, or because you have a lack of anything to budget.

Injured Piggy Bank WIth Crutches

Zero-based budgeting – a concept I recently encountered – is the idea that each year’s budget starts from zero, and everything has to be justified. This is different to the usual sort of budgeting where you get as much as you got last year, whether you needed it or not (which explains a lot about government departments and their spending habits).

Jack Lew said “The budget is not just a collection of numbers, but an expression of our values and aspirations.” The same could be said of our belongings: they reveal a lot about who we are, who we think we are, who we would like other people to think we are, and who we would like to be.

What if we applied the concept of zero-budgeting to our stuff? Imagine emptying everything out of your house – including the furniture – and only carrying back in what you felt was worth the effort. Of course, many of us have so much stuff that this would be impractical, as we wouldn’t get through moving it out, sorting it out, and moving things back in before the day’s end.

The Big Wet Couch

Although now I think about it, the looming realization that anything you don’t move back in before bedtime will be prey to anyone who wants it might perhaps focus the mind in a wonderful way.

I admit, I’m not planning to do this myself. For one thing, the weather is hardly conducive to having everything outside. Yesterday it rained ice off and on all day. But I do sometimes sit down and wonder to myself what I would take and what I would leave, if I had to move to the other side of the world.

Moving house is basically the same as taking out all your stuff and putting it back, it’s just putting it back in a different house, and generally with an expensive interlude. It is remarkable how your enthusiasm for something can wane when it’s actually going to cost you something.

I stare at my possessions, drawing fine distinctions of worth and value. This teapot, perhaps, but not this one. These books, but not those. Looking at life this way has made me realize that I could actually do without a lot of the stuff that I have. Quite happily. So why not start now, avoid the rush?

Project 365 #23: 230110 Who's Been Sleeping In My Bed!?!

Take bedding, for example. When the poet spoke of “only half a bed,” I’m fairly certain he didn’t mean the rest to be covered with pillows, cushions, bolsters, and whatever other unnatural forms of padding have snuck in there.

Last month I went through the linen cupboard. We now have two sets of winter sheets and two sets of summer sheets for our bed and one set of each for the guest bed. Two blankets and a duvet (with a cover or two) for each bed as well. A sufficiency of pillowcases, allowing 1-2 pillows per head. What more could one need?

The June-prune list is therefore rather linen-heavy:
one queen-size duvet cover with matching pillowcases
three sheets
two pillowcases
a tablecloth
five CDs
one bath cushion shaped like a duck (alas, poor ducky, he grew mildewed)
and two mismatched glasses.

pruning-shears-24437_640

I also (and not without a pang) pruned out the Historical Sew Monthly – a paring of time, not space.

After all, 2015 was to be my Year of Finishing Things, not starting them. I haven’t finished many of the projects I had underway at the start of the year, but I have certainly made progress toward that goal, and the year is far from over.

One thing I did finish was the extending rewrite of Dead Man Talking, a stage comedy/farce which was originally a 20-30 minute bibelot and is now what I believe the Germans call “abendfüllend” i.e. evening-filling. I was able to put back in all the complexities of plot I had to leave out when it was a short play, and I think I am justified in saying that the plot is now a dastardly and cunning one.

Villainc

Of course, it still wants some rewrites before I send it on its way, but I am fairly pleased with where it is at present. I shall put it aside to simmer gently while I return to the speculative fiction work I first-drafted last year. Speculative fiction is a much better name for it than fantasy, I think – fantasy suggests that everything goes exactly the way you want it to, which couldn’t be further from the truth.

But first, I am rearranging the study/library/writing room – yes, I know, I’m spoiled – and doing a bit of pruning in there while I’m at it. Mostly rubbish and recycling, so unlikely to find its way onto the July List.

What’s up with you? Pruning? Budgeting? Finishing things, or starting over? Always happy to hear from you!

Why I Wear A Padlock Around My Neck

I wear a padlock on a chain around my neck. Not just any padlock, mind you. I do have my standards. This is a 20mm solid brass three-wheel combination lock.

combination lock

Sitting on the couch knitting one day (as you do), I looked down and realized I was wearing a lump of green and white plastic around my neck. And I thought: why? I don’t even like plastic, why am I wearing it like a treasure round my neck? At this point, logical brain kicked in and reminded me that I needed this lump of green and white plastic to keep track of what row of my knitting pattern I was on. (Why logical brain can’t make itself useful and keep track of these things itself, I don’t know, but there it is.)

Row counters have been around for a while, but most of what’s available these days is either a) a lump of plastic or b) a braceletty chainy thing which requires you to count along to figure out which loop you’re in, so you know which row you’re on. The former is practical but ugly; the latter is aesthetically pleasing but requires more mental effort than I am prepared to expend. (In my defence, I am generally doing something else besides knitting at the same time, and there’s only so much brain to go around.)

Beaded row counter

Then I found out that there’s a woman who makes sterling silver row counter rings, which are both practical and beautiful. There are only two downsides: they’re expensive (sterling silver, after all) and they’re not available.

So I carried on with my knitting and my lump of plastic, fulminating against the knitting world that apparently couldn’t combine aesthetics and practicality – and if anyone could, you would think it would be knitters, yes?

And then I had my brainwave: combination lock. Of course, the first combination lock that came to mind is the one I already possess: my bicycle lock from high school. A moment’s reflection ruled this out, however, as the numbers only go up to six and it will be a cold day in hell before I start trying to knit in base six. That way madness lies.

Next thought: padlock. A quick online survey of hardware stores suggested that for a modest outlay, a small brass combination lock could be mine. The first one I went to only had the lock in the slightly-larger-but-twice-as-heavy size, so I went on to the second one. (And that was a mission in itself, having only a rough idea of where it was, and no map. On which subject, Libraries: Not Just Good for Books.)

The second store had the lock in the size I wanted, but only in aluminium. It’s a step up from plastic, true, but if other women can make a fuss about whether gold or silver is more becoming to their colouring, I figure I can make a fuss about brass and aluminium. I went home and ordered it online.

It arrived a few days later. It was aluminium. A few days (and apologetic emails) after that, I went back to the store to exchange the aluminium padlock for a brass one, ordered in from another branch – which turned out to be the larger size. The very helpful man at the locks desk hunted up the supplier’s brochure for me, which showed only aluminium locks made in the desired size.

By now, of course, this was beginning to take on the dimensions of a full-blown quest.

Honoré Daumier 017 (Don Quixote)

Having found exactly what I wanted, I was reluctant to give in, just because it didn’t seem to exist. Perhaps the 30mm lock would do. 80 grams isn’t that much, is it? Could I bear to have that weight around my neck for hours at a time? I decided to find out. I took the sturdiest chain from my jewellery box and weighed it with my heaviest glass pendant. And a large ring-shaped coin. And a rhodonite cocktail ring. And a large rhodonite brooch. Together, they weighed 80g.

It was bearable. Just. Then the Caped Gooseberry (bless his wooly socks) suggested that just because a manufacturer does not make a product available in one part of the world, doesn’t mean it’s unavailable in other areas. (Why this is, I couldn’t tell you. You would think they would want as big a potential market as possible.)

So I went a-hunting on the internet (not as quest-worthy as hunting through a dark forest, but the potential for getting confused and wandering off is similar). I discovered a few very interesting facts.

Gustave Doré - Dante Alighieri - Inferno - Plate 1 (I found myself within a forest dark...)

1) The padlock I wanted was apparently no longer being manufactured.
2) The padlock I wanted was, however, still being sold.
3) But only in the E.U.

Amazon would send me one from the UK for what seemed an excessive quantity of money (more than twice the price of the aluminium one in the local stores, though obviously postage has something to do with that). E-bay might possibly sell & send me one for less, but details as to whether the seller would ship outside their part of the world would not be forthcoming unless I signed up for an account with them. (Side note: if companies make their terms & conditions and privacy policy that long, one suspects they are hoping people will not go to the trouble of reading them.)

There were, of course, many companies with an online presence who were selling these padlocks for less than they’d cost here. But they either refused to post outside the EU (I hear the sailing ships take months to reach the Antipodes) or else they were more than happy to do so! Shipping will be calculated on checkout page: €100. ONE HUNDRED EURO!

screaming-146426_640

So, obviously, that wasn’t going to happen. As I was getting overwrought, the Caped Gooseberry once more came to the rescue and suggested I sleep on it. (Figuratively. One does not recommend sleeping on an actual combination lock: they are hard and knobbly.)

The next morning I decided that while the price quoted by Amazon was quite remarkably expensive for a small padlock, it wasn’t that bad for a combination of practicality and symbolism, and I bought it.

I bought it not only to replace my lump of plastic, but also to replace the little gilt cross I used to wear about my neck until the gilt wore off. Which is why I wanted this 20mm brass 3-wheel combination lock, and not another: because this one has the word Master engraved in it, to remind me of the Master whose way I follow.

Eccentric, ethic & æsthetic, all in one useful pendant. What more could one ask?

Making Cuts

I’ve been posting a lot lately about purging, decluttering, getting rid of things, seeking the essentials and hacking back everything else.

I don’t want to be one of those irritating people who give everyone else good advice but never follow it themselves; and I think what I’ve been trying to do with all these posts is to shift the balance of my thinking. It is not easy, as I’m sure you know. Mental habits are ruts that are hard to break out of.

Rutted field near Ravarnet - geograph.org.uk - 1144990

The good is often the enemy of the best, I wrote. This is a lovely aphoristic saying, full of insight and meaning. But it isn’t anything more unless you apply it, put it into practice.

There are a number of elements I consider as essential to my life: the love of God, my husband, family and friends. Writing, reading, and handwork. Those are my core activities and priorities. Then there are the necessary ancillary activities like cleaning, eating etc.

There are a lot of other things I would like to do – often, being all excited about a new shiny idea, I start doing them straight away – which there isn’t room for in my life, not without filching time from the more important activities.

Where this really lands me in trouble is with the sunk cost fallacy – having enthusiastically launched into a project or activity, I feel I can’t call it quits, because that would be wasting the resources I have put into it.

Does anyone else know the dragging guilt and wearying heaviness induced by too many unfinished projects? Are you in over your head too?

Raise your hand if you can't swim

Here’s the truth I have to face: if it wasn’t a good idea to start giving your time to something, it isn’t a good idea to keep giving your time to it.

The sensible thing – nay, the wise thing to do is to admit that there isn’t room in your life for this right now, and let it go.

That being the case, I am regretfully withdrawing from the Historical Sew Monthly. I made a shift and a balaclava, both of which are useful, and I am pleased that I did.

I also made half of an Edwardian maid’s apron – my first attempt at pleating – which I may use as a half apron, or finish with bib, straps etc in the fullness of time, either with the frou-frou Edwardian bib, or with a fuller, more practical one.

Spot the Jabberwocky!
Spot the Jabberwocky!

But as much as I enjoy historical sewing (or at least, the results thereof), it isn’t a high enough priority in my life for me to be devoting as much time to it as the HSM’15 requires. So, I shall take my final bow (that’s me in the back row) and retire to the audience where I can sit and applaud the efforts of others.

I do feel disappointed, I admit. But the disappointment is tinged with relief, knowing this was the right decision to make, and nervousness, knowing that this is very likely only the first of many such decisions.